Sharma YP Financial Services Ltd.
Effective Date: Jan 01, 2024

1. Scope of Services

The company offers:

• Tax filing (U.S. and Canada)

• Life insurance

• Investment advisory

• Bookkeeping & payroll
  All services are by licensed professionals in Canada and the U.S.

2. Information Collected

Includes:

• Contact info, SIN/SSN

• Tax and financial documents

• Employment/income details

• Banking, insurance, and investment data

3. Usage of Information

Used to:

• File taxes

• Provide insurance/investment services

• Meet legal obligations
  No selling/sharing for marketing purposes.

4. Data Protection

• Data secured by encryption, firewalls, access controls

• Only authorized staff can access it

5. Disclosure of Information

Shared only with:

• Government (CRA, IRS)

• Financial/insurance partners (with consent)

• Third-party providers (under confidentiality agreements)

6. Data Retention

• Retained only as long as necessary for services/legal requirements

• Securely deleted afterward

7. Your Rights

You may:

• Access, review, and correct your data

• Withdraw consent (within legal limits)

8. International Clients

• Compliance with U.S. laws (GLBA, FTC Safeguards)

• Secure cross-border data handling

9. Policy Updates

• Updates may occur and will be posted on their website

10. Contact

Address: 132 Sims Ave, Victoria, BC, V8Z1K1
Email: Service@sharmaypfinancial.com
Phone: 250-986-8135